Fees

LINDELL BANK SCHEDULE OF FEES

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Overdraft Fee Categories. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check or draft, in-person withdrawal, ATM withdrawal, or other electronic means.

  • Nonsufficient funds (NSF) fee - each returned item/payment $36.00
  • Early Account Closing Fee (within 90 days) $25.00
  • Account Reconciliation / Research $30.00/hr
  • CD ROM Statement $30.00
  • Coin Processing 3% OF TOTAL OR $5.00/min
  • Collection Fee $35.00 for Customer, $45.00 for Non-Customer
  • Currency (MSB's, Strapped per $1,000) $1.20
  • Dormant Account Fee $10.00
  • Enhanced Image Service $1.00
  • Faxed Item $2.00
  • Garnishment/IRS Levy Processing $75.00
  • Hold Mail Fee $10.00/mo
  • Indemnity Bond / Affidavit of Lost CD $50.00
  • Money Orders $5.00
  • Night Deposit Locked Bag $30.00/ea
  • Official Check $5.00
  • Overdraft Charge (per item) $36.00
    • If item is $5.00 or less, the fee is $10.00 per item. Consumer Accounts Only.
  • Photocopies $1.00 per page
  • Returned Deposited Item/Chargeback $20.00
  • Returned Mail $5/mo
  • Redeposit Chargeback $5.00 per item
  • Safe Deposit Box: Drilled Box Market Cost
  • Safe Deposit Box: Lost Key $25.00
  • Special Statement $7.00
  • Stop Payment $36.00
  • Stop Payment via NetTeller $20.00
  • Telephone Transfer $3.00 per transfer
  • MasterCard Debit / ATM Card Replacement $5.00
  • MasterCard Debit / ATM Card Replacement with RUSH Shipping $50.00
  • Wire Transfer - Incoming Domestic $20.00
  • Wire Transfer - Outgoing Domestic $30.00
  • Wire Transfer - Incoming Foreign $30.00
  • Wire Transfer - Outgoing Foreign $90.00
  • Wire Verification/Confirmation Page $3.00
  • Zipper Bag $5.00/ea
  • NetTeller Busienss Cash Management Services
    • Initial One-Time Setup Fee $30.00
    • Security Token $1.00/mo per user
    • Security Token Replacement Fee $12.00
    • ACH Origination $10.00 per Batch and $0.12 per Item
    • ACH Return Item/Notifications $0.12 per
    • Mandatory Annual NACHA Regulations $30.00
    • Outgoing Wire Transfer Fee $25.00
    • Incoming Wire Transfer Fee $15.00
    • Positive Pay Per Exception Violation Fee $2.00
    • iPay Fee $6.95 per month after the first 3 months; First 20 items free per month, $0.35 each additional item
  • Business Lock Box Service $125.00/month
    • Per Item / Image $0.25
    • Specially Handled or Refused item $0.25
    • P.O. Box Rental: Actual Cost
  • Business Remote Deposit $50.00/month
    • Per Deposited item $0.10

*Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means.

Fees as of 11/15/2023 - Subject to Change